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Real Estate Loans

Buying a piece of property, whether a farm, acreage, or new home, is a major investment for you to consider—First State Bank is here to help you in every way possible. At First State Bank, we have a real estate loan product to fit your needs for the property you are interested in buying.

Some of those products include: FHA, Guaranteed Rural Housing Program, First-Time Home Buyer Program, mortgage insurance and conventional loans. Loans will be amortized over longer terms with rates fixed according to the plan you choose from above. If funds are available and you qualify, there are also down payment and closing cost grants which we would be glad to apply for to help your dream become a reality.

We are committed to helping Manly and Riceville grow. We would certainly appreciate an opportunity to finance your next purchase. Stop in for details. Our rates are very competitive.

PO Box 220 - 116 E Elmore St
109 S Todd (Drive Up)
Manly, IA 50456-0220
Phone: 641-454-2255
Fax: 641-454-2605
PO Box F -109 Woodland Avenue
Riceville, Iowa 50466-0506
Phone: 641-985-2442     
Toll Free: 888-834-2442
Fax: 641-985-2017
Member FDIC