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First State Bank
109 Woodland Avenue, P.O. Box F
Riceville, Iowa 50466-0506
(641) 985-2442 or (888) 834-2442
First State Bank is committed to the belief that maintaining
the confidentiality of our customer’s information is
at the core of the relationship with our customers. Our Board
of Directors has adopted a Privacy Policy to govern our promise
to you, our customers, that we will protect your trust and
confidence by following the principles set forth in that policy.
INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the
following sources:
-Information we receive from you on applications or other
forms,
-Information about your transactions with us, our affiliates,
or others,
-Information we receive from a consumer-reporting agency
-We collect and retain information about you only when we
believe that the information will assist us in our business,
and in providing products, services and other opportunities
to our customers. One of the reasons we collect certain information
is to protect your accounts and identify you. The information
we collect will also be used to comply with certain laws and
regulations that may apply to us, as well as administering
services that will best assist you.
NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic personal information about
our customers or former customers to anyone, except as permitted
by law.
We do share information with companies and third party providers
that work with us. For example, we may share information with
companies that print checks for us or provide data processing
services. These companies are acting on our behalf when they
provide these services and agree to maintain the information
that they receive in a confidential manner. They are never
authorized to use the information for any other purposes.
CONFIDENTIALITY AND SECURITY
One of the ways we protect your personal information is by
limiting employee access to that information to those with
a business reason to know such information. The importance
of confidentiality and customer privacy is addressed in our
Employee Handbook and through training on an on-going basis.
Employees are taught that they should never discuss or disclose
confidential customer information inside or outside of First
State Bank unless required to transact proper bank business.
Appropriate disciplinary measures are taken to enforce employee
privacy responsibilities.
We main physical, electronic, and procedural safe guards that
comply with federal standards to guard your nonpublic personal
information.
ADDITIONAL INFORMATION
ACCURATE INFORMATION
We strongly believe that it is in our best interests, as well
as yours, to maintain information that is as accurate as possible.
We have established procedures to ensure customer information
will be collected and maintained as accurately and as completely
as possible. If you notify us that information is inaccurate,
we will correct the information in a timely manner.
PROTECTING CHILDREN
First State Bank does not solicit data from children, nor
do we conduct online marketing to children.
OUR INTERNET WEBSITE
Visitors to the First State Bank website remain anonymous.
We do not collect personal identifying information about site
users, unless you choose to provide such information to us
to sign up for On-Line Banking or Bill Pay. Standard software
is used to store and collect ONLY the following non-identifying
information about our visitors:
-The name of the domain from which you access the Internet.
-The date and time you access our site.
-The type of web browsing software you are using to view our
site.
E-MAIL COLLECTION, USE AND RETENTION
If you send us e-mail, we may retain the content of the e-mail
and your e-mail address in order to respond to questions or
concerns that are expressed. If you send e-mail to us, please
remember that it is not secure against interception. If your
e-mail contains information that is very sensitive or includes
personal information such as account numbers, credit card
numbers or your social security number, you may wish to consider
sending this information to us in another way.
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