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Checking
Security
Checking
Reward
Checking
REAL Tunes
Checking
Interest
Checking

Senior
Checking

(age 55 or over)
Opening Balance Requirement
$25.00
$25.00
$25.00
$1,000

$25.00
Minimum Balance Requirement
No
No
No
$1,000

No

Minimum Balance Fee
No
No
No
$6.00 if Below $1,000

No
Transaction Limitations
No
No
No
No

No
Interest
No
Yes
No
Yes

No
Debit Card
Free
Free
Free
Free

Free
Printed Checks
Yes for a Fee
Yes for a Fee
Yes for a Fee
Yes for a Fee

Free Alliance Checks
Images
$3.00 check image fee per Statement Cycle
Yes
Yes
Yes

Yes
Special Features
None
ATM Fees
Refunded up to $25*
ATM Fees Refunded up to $25*
iTunes refunds up to $4.95
None

None
*If minimum eligibility requirements are met during a qualification cycle

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Health Savings Account

Tax-savings and flexibility – two of the many benefits of a health savings account (HSA). An HSA is a trust or custodial account for the purpose of paying qualified medical expenses of the HSA owner, HSA owner’s spouse, and dependents. To be eligible, you need to be covered by a high deductible health plan (HDHP). Generally, contributions to a HSA are tax-deductible, earnings are tax-deferred and HSA distributions are tax-free when used to pay qualified medical expenses.

Please contact us for further information!

Account Details

HSA Interest Earning Checking
Opening Balance Requirement

$50
Set up Fee

$25
Minimum Balance Fee $1 if receiving eStatement or $3 if receiving printed statement if balance falls below $5,000 any day of the statement cycle
Manual Withdrawal Request Fee (telephone transfer, counter check)

 

 $4
Close Account Fee $25

Earn More

First Security Bank and Trust, a north central Iowa bank, offering, business loans, auto loans, personal loans, mortgage services, investments, free checking, and much more, with locations in Ionia, Rudd, Meservey, Swaledale and others.*IA & MN residents only

Why pay for checking when we offer free checking that pays you? Our high interest checking account offers ATM refunds nationwide and lets you enjoy the benefits of free online banking. Best of all, there are no monthly fees and no minimum balance requirements.

LEARN MORE

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Online Banking

First Security Bank and Trust, a north central Iowa bank, offering, business loans, auto loans, personal loans, mortgage services, investments, free checking, and much more, with locations in Ionia, Rudd, Meservey, Swaledale and others.Enter your username below:

Enroll in Online Banking

Online banking with First Security is fast and easy. 24/7 access gives you control anytime you need it.

First Security Bank and Trust, a north central Iowa bank, offering, business loans, auto loans, personal loans, mortgage services, investments, free checking, and much more, with locations in Ionia, Rudd, Meservey, Swaledale and others.

Contact Us

Our customers are more closely connected, better served, and have more choices than ever!  Click Here to contact us for additional information!

At times, we may provide links to sites outside the control of our bank.
We do not make any representations concerning the linked sites' contents or availability.
You should review each site's privacy and information security policies carefully before you enter confidential information.

Deposit and loan products offered by First Security Bank & Trust, Member FDIC, EqualHousingLogoTrans15 Equal Housing Lender

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